Underwriting and Claims
  • Articles
  • January 2014

​The Insurance Implications of Traumatic Brain Injury

By
  • Julianne Callaway
  • Michael Hill
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In Brief
This report analyzes TBI trends, which may be a consideration for many life, accidental death, disability, critical illness and long-term care products.
TBI 1


Traumatic brain injuries (TBI) affect millions of American families each year. There are approximately 1.7 million cases in the U.S. annually, and everyone of any age is exposed to risk. 
People who experience TBI have increased mortality and morbidity. This article explores why TBI may be a consideration for many insurance products today.

 
Reprinted with permission of ON THE RISK, Journal of the Academy of Life Underwriting (www.ontherisk.com).
 


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Meet the Authors & Experts

Author
Julianne Callaway
Vice President and Actuary, Strategic Research, Global Actuarial Pricing and Research
Author
Michael Hill
Vice President, Fac Underwriting Strategy and Data Analytics, RGA