Annuitants

A group annuity contract is a financial product sold by an insurance company that provides for guaranteed payments for members of a group at stated intervals—for example, monthly. Payments are typically made for each recipient’s lifetime and, if applicable, for the lifetime of a survivor (such as a spouse) thereafter, or for a specified period.

An annuitant is the primary payee who has a guaranteed benefit under the group annuity contract.

No. Your gross benefit amount will not change.

The contract number is the unique identifying number assigned to the group annuity contract that covers the annuity that was purchased for you. Whenever you contact the service center, please reference the contract number, as it helps us to locate your records and be more responsive to you. The contract number is found in your Welcome packet.

When an insurance company has assumed liability under a group annuity contract, the insurer issues a legal document called a certificate to each person who has a guaranteed annuity under the contract. Annuity certificates are insurance forms that insurers must file with insurance departments for approval before they are issued.

Your annuity certificate documents RGA Reinsurance Company’s obligations to pay your annuity under the group annuity contract. Your annuity certificate will explain the details of your annuity form, the payments irrevocably guaranteed to you by RGA under the contract and your rights under the contract. When you receive your certificate package, keep it in a safe place, as it describes the features of your annuity and shows the amount of your guaranteed payment.

If you discover any errors or have any questions, please notify the service center. Please have your contract number and customer identification number provided in your Welcome packet ready when you contact us. A toll-free phone number and mailing address for the service center is included in your Welcome packet.

Through five decades of steady global expansion, RGA has grown to become one of the world’s largest and most highly respected reinsurance holding companies. Reinsurance Group of America, Incorporated was founded in 1973, with headquarters in St. Louis, Missouri, and operations worldwide. RGA is a market leader in addressing global longevity and Pension Risk Transfer (PRT) needs. RGA’s purpose is to make financial protection accessible to all.